Deposit Rates
			Loan Rates
			Mortgage Rates (over $417,000)
			Repurchase Rates
			Other Rates

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The rates, points and APRs shown below were based on the following assumptions:

• Conforming loan amounts up to $417,000
• Single family residence
• Owner-occupied
• Down payment of 20%
• Rate lock period of 30 days
• Borrower with excellent credit

Rates, points and APR may be adjusted based on several factors including, but not limited to, loan amount, loan type, occupancy type, property type, loan to value and your credit score. Your final rate may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply.

* The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based interest rates and points only and does not take into account other loan specific finance charges you may be required to pay.

Rates and assumptions subject to change without notice. All loans subject to credit approval.