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Wall Street Journal Prime Rate = 3.25%
DISCOUNT FOR AUTO PAY
Enjoy a 1/4% discount on your loan rate when you have your payment automatically deducted from your North Dallas Bank checking or savings account on automobile loan products.
| **AUTOMOBILE LOANS Apply Online |
Rate |
Points |
APR* |
| New Autos |
| 2010 Models (maximum term 60 months) |
5.75% |
0 |
5.75% |
| Used Autos** |
| 2009-2008 Models (maximum term 48 months) |
6.75% |
0 |
6.75% |
| 2007-2006 Models (maximum term 42-48 months) |
8.00% |
0 |
8.00% |
| 2005 Models (maximum term 36 months) |
8.50% |
0 |
8.50% |
| 10% Down payment required on purchases. |
| (Example: A $1,000 loan on a new auto amortized over 60 months at a rate of 5.75% would have a monthly principal and interest payment of $19.22. |
HOME IMPROVEMENT LOANS (maximum term 15 years)
Request Information |
Rate |
Points |
APR* |
| Fixed Rate |
| 1st Lien |
5.50% |
0 |
5.50% |
| 2nd Lien |
7.00% |
0 |
7.00% |
| Minimum $20,000 - Maximum $250,000 loan |
| Example: A $20,000 loan amortized over 180 months at a rate of 5.50% would have a monthly principal and interest payment of $163.42. |
HOME EQUITY LOANS (maximum term 15 years)
More Information |
Rate |
Points |
APR* |
| Fixed Rate |
|
|
|
| 1st Lien |
5.50% |
0 |
5.50% |
| 2nd Lien |
7.25% |
0 |
7.25% |
| Minimum $20,000 - Maximum $250,000 loan |
| Example: A $20,000 loan amortized over 180 months at a rate of 5.50% would have a monthly principal and interest payment of $163.42. |
| Home Equity Lines of Credit More Information |
| Rate: Wall Street Journal Prime (click here to view the rate) adjustable monthly. |
All loans subject to credit approval.
*The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on interest rate and points only and does not take into account other finance charges you you might be required to pay.
**Enjoy a 1/4% discount on your auto loan rate when you have your payment automatically deducted from your North Dallas Bank checking or savings account on these selected loan products.
