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	North Dallas Bank Mortgage



	Whether you want to lower your payment, turn your equity into cash or are purchasing a home, North Dallas Bank Mortgage has the products and expertise to help you. Contact a loan officer at (972) 716-7379 or click here to apply online. Interest Rate Information - Conforming Mortgage Rates - view - Non-Conforming Mortgage Rates - view We make it easy to get started. - Online - Apply Online Now - Fax to (972) 716-7372 - Download Application - Ask us a question - Contact a Loan Officer Fixed Rate Mortgages Fixed rate mortgages are very attractive when you are purchasing or refinancing, and are offered in terms of 15, 20 and 30 years. The idea is a simple one: the interest rate and monthly payment stay the same for the life of the loan. Practical uses include using your loan to buy a primary residence, invest in a second home or buy an income property. Why choose a fixed-rate mortgage? Choose a fixed rate mortgage when you want a stable monthly payment and believe interest rates could rise in the next few years, or plan to stay in your home for a long time. Adjustable Rate Mortgages - ARM Adjustable rate mortgages are also good for purchasing or refinancing, and are offered in terms of 15, 20 and 30 years. You can get an initial fixed interest rate for 3 years, 5 years and 7 years. This loan offers protection against unlimited interest rate increases. Why choose an ARM? Choose an adjustable rate mortgage when you want lower initial monthly payments than a fixed rate mortgage usually offers. Remember, lower initial monthly payments means you can buy more home. This is a good loan to consider when you think interest rates may be headed down in the next few years.

North Dallas Bank & Trust Co. is a Member FDIC and an Equal Housing Lender

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