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Non-Conforming Mortgage Rates (over $417,000 and up to $1,000,000)
(effective 7/29/2010)

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spacer darkbluearrow spacer Deposit Rates
spacer darkbluearrow spacer Loan Rates
spacer darkbluearrow spacer Mortgage Rates (up to $417,000)
spacer darkbluearrow spacer Repurchase Rates
spacer darkbluearrow spacer Other Rates


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The rates, points and APRs shown below were based on the following assumptions:

  • Non-Conforming loan amounts up to $1,000,000
  • Single family residence
  • Owner-occupied
  • Down payment of 20%
  • Rate lock period of 30 days
  • Borrower with excellent credit
Monthly payments
A loan amount of $500,000 will result
in these monthly payments:
Rate APR* Points Estimated Monthly Payments**
Fixed Rate Loans Number Amount
30 Yr Fixed 5.375% 5.465% 1% 360 $2,799.86
15 Yr Fixed 4.750% 4.900% 1% 180 $3,889.16

Rates, points and APR may be adjusted based on several factors including, but not limited to, loan amount, loan type, occupancy type, property type, loan to value and your credit score. Your final rate may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply.

* The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based interest rates and points only and does not take into account other loan specific finance charges you may be required to pay.

Rates and assumptions subject to change without notice. All loans subject to credit approval.


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North Dallas Bank & Trust Co. is a Member FDIC and an Equal Housing Lender elh
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