Banking over the Internet is just as safe and secure as banking by phone, ATM or in person.

Here's why.

Safe & Secure Internet Banking

When you use the Internet to access the convenience of online banking, you want to be assured, first and foremost, that effective safeguards are in place to:

• Ensure that your account information is accessible by you and you alone.
• Guarantee that no one can eavesdrop on your transactions.
• Protect your privacy and safeguard your personal information.
• Your Password - When you enroll for Internet Banking we will ask for information to identify yourself to us. You will be assigned an ID and first time password. Upon your first sign-on to ReadyNet, we will ask you to develop a secret password that only you will know. Only then will you be able to review personal information about your account. We will never ask for your password. Safeguard this password as you would your Personal Indentification Number of your ATM or Debit card.
• Our Privacy Policies - Our privacy policies protecting your personal information are stringent and enforced - we insist that our employees and vendors adhere to them, and it is available on our website for you to review.
• Encryption Software - so-called "cryptographic software" - makes it possible to scramble a message between two parties (you and your bank) in a way that allows the message to be decoded only by the two parties. We use one of the highest level of encryption commercially recognized available today.

FDIC - Insured … or Not?

Your best guarantee for both online and traditional banking is the institution's membership in the Federal Deposit Insurance Corporation. North Dallas Bank & Trust Co. is a member of the FDIC. To verify the bank's insurance status, look for this familiar logo on the website.

Or you can go the FDIC website to check (see the accompanying list of web addresses).

As with non-Internet banking, only deposits offered by FDIC-insured institutions are protected by the FDIC. Non-deposit investment and insurance products, such as mutual funds, stocks, annuities and life insurance policies are not guaranteed by the bank. Also, any non-financial websites that might be insured. Talk to your banker if you have any questions.

To make sure that you are banking with North Dallas Bank & Trust Co., you will also find the American Banking Association's Site Certain logo and verification button. See the Site Certain logo to learn more about this important certification.

When you bank with us you can bank with confidence … online, in line, on the phone or in person!

To Learn More:

Drop by to learn more about our online services and the security measures we use or contact our financial industry regulator:

Federal Deposit Insurance Corporation
http://www.fdic.gov

The websites listed are not affiliated with or endorsed by North Dallas Bank & Trust Co. Security and privacy standards of North Dallas Bank & Trust Co. no longer apply.