Personal Solutions: Certificates of Deposit
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Interest Rates
Traditional Certificate of Deposit
CDs are time deposit savings instruments with competitive interest rates and a variety of maturity and convenience options.
| Features: |
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Variety of maturities and rates with a minimum deposit.
Interest rate is competitive and is set daily.
Automatically renewable at current market rates.
Certificate may be used as collateral for a loan.
Several interest payment options are available.
FDIC insures depositor within FDIC guidelines.
No fee for establishing CD.
Substantial penalty for early withdrawal.
FlexRate Certificate of Deposit.
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15-Month FlexRate Certificate of Deposit
FlexRate is ideal for someone who believes rates will rise soon and is concerned about locking in their money at today's rates. Better than a variable rate CD, because it won't go down.
| Features: |
|
Interest rate is competitive and is set daily.
Automatically renewable at current market rates.
Several interest payment options are available.
FDIC insures depositor, within FDIC guidelines.
No fee for establishing CD.
Substantial penalty for early withdrawal.
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| Account Parameters: |
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15-month term .
Minimum amount $1,000 .
Rate may be bumped one time during each 15-month term for the remainder of that term to the prevailing rate.
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59-Month FlexRate Certificate of Deposit
FlexRate is ideal for someone who believes rates will rise soon and is concerned about locking in their money at today's rates. Better than a variable rate CD, because it won't go down.
| Features: |
|
Interest rate is competitive and is set daily.
Automatically renewable at current market rates.
Several interest payment options are available.
FDIC insures depositor, within FDIC guidelines.
No fee for establishing CD.
Substantial penalty for early withdrawal.
|
| Account Parameters: |
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59-month term .
Minimum amount $5,000 .
Rate may be bumped two times during each 59-month term for the remainder of that term to the prevailing rate.
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