Personal Solutions: Investment & Financial Services - ReadyNet Trust

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Please use the following information to access the ReadyNet Trust Test Drive. The User Name and Password are case sensitive. If you have any questions, please contact Trust and Financial Services at 972-716-7354.
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To Enroll, please contact Trust and Financial Services at 972-716-7354.

North Dallas Bank & Trust Co. offers professional trust and investment services to serve the financial needs of individuals, corporations or small businesses through our Trust & Financial Services Division. We offer a wide variety of Trust Services to meet your specific financial and estate planning objectives. We have listed a few of those services to better inform you of our capabilities.

Living Trusts
As the creator of the Trust, you can decide and establish the guidelines of the Trust. Some of our services to you would be maintaining accurate records of all transactions in your portfolio, providing periodic statements, collecting your dividends and interest and safeguarding your securities, as well as voting routine proxies for you. And because assets in a Living Trust can be arranged to avoid probate, your spouse and children can enjoy uninterrupted financial benefits and possible tax advantages.

Trust Under Will
You may specify in your Will that a Trust be established following your death, and name North Dallas Bank & Trust Co. as trustee. By naming us as your trustee, we will invest and manage your assets according to the guidelines you established, and distribute the assets for the benefit and protection of your family and/or other beneficiaries. We take our responsibilities seriously and will be available to assist your beneficiaries in any way that we can. We will also provide periodic statements to the beneficiaries and file the trust’s income tax returns.

Executor
When you name North Dallas Bank & Trust Co. as your "Independent Executor," we become your representative to carry out the instructions established in your Will. It is our responsibility to administer your assets for the protection, management and distribution of your estate as directed by your Will. We will complete the estate settlement process timely and efficiently and in the process see to it that the financial needs of your family members are satisfied to the extent allowed by the law and in accordance with the terms of the will.

Agent for Executor
When you have been named Independent Executor in someone’s will, you will be responsible for managing another person’s estate and all that entails. If you find yourself in this position, you might consider naming North Dallas Bank & Trust Co. as the Agent for the Executor. You maintain your role as Independent Executor, but can delegate to us all of the administrative and asset management duties. These services can be invaluable, not only to the executor but also to the estate’s beneficiaries.

Investment Management
When you choose North Dallas Bank & Trust Co. as your investment manager, we will take the time to sit down with you to fully determine and understand your investment goals and objectives. You gain our investment experience and knowledge while maintaining full ownership of your investment portfolio. We want you to be an active participant in the planning of your investment program, and we will work together on your investment goals. Once those have been determined, we will then implement those goals in accordance with your investment objective.

Estate Planning
Estate Planning is the process of analyzing your assets, projecting your future tax and financial needs and determining ways to conserve your assets for those who inherit your estate. North Dallas Bank & Trust Co. will work in conjunction with attorneys and other professionals to help in the estate planning process. The plan devised may include a new or revised will and/or the establishment of one or more trusts. There are also a number of other options available to you.

Custody Account
This type of account is designed to free you of day-to-day investment details. North Dallas Bank & Trust Co. will take responsibility for safekeeping, record keeping, collecting and distributing income and executing the purchases and sales that you direct, as well as providing periodic accounting and annual income tax information. Although this type of account does not offer investment advice, you will have an administrative officer who is familiar with your account and available to you whenever you have questions about your account.

Self-Directed IRAs
If you want to personally manage your IRA or IRA Rollover through investments in stocks, bonds or mutual funds, you may do so through North Dallas Bank & Trust Co.’s Financial Services. You direct all investments and movement of funds within your IRA account. We take responsibility for safekeeping, record keeping, collecting and distributing income and executing the purchases and sales that you direct, as well as providing periodic accounting and annual tax information.

Managed IRAs
This type of account is very similar to the investment management account in that we provide the same type of services, such as taking time to sit down with you and develop the best possible investment plan that will meet your investment objectives and goals. You gain our investment experience and knowledge while maintaining full ownership of your investment portfolio. And the best part is that this type of account is easy to implement and simple to maintain. We provide you with periodic statements on your accounts, an administrative officer to call whenever you need to ask questions, and the filing of any necessary forms with the government.

Employee Benefit Services
Through North Dallas Bank & Trust Co.’s Financial Services, we help businesses of all sizes establish and manage many types of employee benefit programs. Whether it is a Defined Benefit Pension Plan, a Profit Sharing Plan or a 401(k), each program is designed to carefully consider the needs of your company and your employees and to satisfy the pension law’s strict requirements for plan investments.

If you would like to further discuss our services, please contact us at (972) 716-7354. We welcome the opportunity to be of service to you.