Repurchase Rates (effective 1/18/2012)

Repurchase Accounts* Interest Rates

Less than 100,000 .05%

100,000 - 249,999 .10%

250,000 - 499,999 .15%

500,000 - 999,999 .15%

1,000,000 and over .15%

Repurchase accounts are:

not FDIC insured

not a deposit

not guaranteed by any bank

not insured by any federal government agency

subject to investment risk, including possible loss of value

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