Still unsure about the risk of using your debit card on the Internet? If so, then you are not alone. Many people are nervous about online shopping, and understandably so.

That's why North Dallas Bank & Trust has joined forces with MasterCard to bring an added layer of protection to your debit card. Called MasterCard ® SecureCode™, this enhanced security feature equips your NDB MasterCard debit card with a secret code, which must be entered every time you make a purchase at participating online merchants.

Here's how it works:

• When you find something you want to buy online, simply proceed to checkout as usual, filling in your MasterCard payment information.

• Submit your order.

• You will be prompted to enter your SecureCode.

• After entering your SecureCode, NDB will confirm it and your purchase will be completed.

See? It couldn't be easier. It's just like entering your PIN at the ATM. There is no software to install, nothing to buy and it's absolutely free!

But there is a catch – you have to enroll at www.ndbt.com/b_debitcards.shtml before your SecureCode will be activated. Sign up today and enjoy the confidence of knowing that one more layer of protection has been added to your online financial transactions!

To find out more, please visit www.mastercard.com/securecd/welcome.do for more information and a complete listing of participating online merchants.