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Business Checking Accounts

Designed with your business needs in mind.

  Small Business Checking Business Analysis Checking Business Owner Checking Community Checking
Minimum to Open $100 $100 $100 $100
Monthly Service Charge $12 Based on account analysis $10 None
Minimum Balance to waive Service Charge

$30,000 combined daily balances in business checking and/or savings accounts
or
$100,000 minimum outstanding balances in a business loan or line of credit

 These accounts must be held with North Dallas Bank & Trust Co.
None

$1,500
Daily Balance

None
Interest None None Interest accrues daily and is credited to the account monthly. Interest accrues daily and is credited to the account monthly.
Minimum Balance to earn interest N/A N/A

$1,500
Daily Balance

$2,000
Daily Balance
Deposit & Withdrawal  Limitations
  • 100 deposited items per statement cycle at no charge; $0.50 fee for each additional deposited item
  • 100 withdrawals per statement cycle at no charge; $0.50 fee for each additional withdrawal

Fees based on account analysis

Unlimited
  • 100 deposited items per statement cycle at no charge; $0.13 fee for each additional deposited item
  • 200 withdrawals per statement cycle at no charge; $0.15 fee for each additional withdrawal
Restrictions Each related account used for combined balances is subject to minimum balance requirements per account type and must be held in the name of the same account owner None Reserved for non-profit organizations and sole proprietors Reserved for non-profit organizations and sole proprietors
Other Services
  • Internet Banking
  • Telephone Banking
  • Optional eStatement
  • Internet Banking
  • Telephone Banking
  • Optional eStatement
  • Internet Banking
  • Telephone Banking
  • Optional eStatement
  • Internet Banking
  • Telephone Banking
  • Optional eStatement