Online Banking Login

Personal Checking Accounts

Banking made easy.

  Personal Checking Interest Checking Relationship Checking Relationship Plus Checking
Minimum to Open $100 $100 $100 $100
Monthly Service Charge $10 $10 $15 $20
Minimum Balance to waive Service Charge $750
Daily Balance
$1,500
Daily Balance
$5,000 combined average balances in non-interest checking, savings and/or money market accounts held with North Dallas Bank & Trust Co. $25,000 combined average balances in checking, savings, money market, CD and/or IRAs held with North Dallas Bank & Trust Co.
Interest None Interest accrues daily and is credited to the account monthly. None Interest accrues daily and is credited to the account monthly.
Minimum Balance to earn interest N/A $500
Daily Balance
N/A $500
Daily Balance
Withdrawal Limitations Unlimited Unlimited Unlimited Unlimited
ATM Access
  • Unlimited North Dallas Bank ATMs
  • No surcharge at any STARsf Network ATM
  • 5 waived North Dallas Bank Off-premise ATM Transaction fees per statement cycle - ATM owner fees may apply
  • Unlimited North Dallas Bank ATMs
  • No surcharge at any STARsf Network ATM
  • 5 waived North Dallas Bank Off-premise ATM Transaction fees per statement cycle - ATM owner fees may apply
  • Unlimited North Dallas Bank ATMs
  • No surcharge at any STARsf Network ATM
  • 5 waived North Dallas Bank Off-premise ATM Transaction fees per statement cycle - ATM owner fees may apply
  • Mail-in ATM Surcharge Rebate Program
  • Unlimited North Dallas Bank ATMs
  • No surcharge at any STARsf Network ATM
  • 5 waived North Dallas Bank Off-premise ATM Transaction fees per statement cycle - ATM owner fees may apply
  • Paperless ATM Surcharge Rebate Program
Restrictions None None Each related account used for combined balances is subject to minimum balance requirement per account type Each related account used for combined balances is subject to minimum balance requirement per account type
Other Services
  • Internet Banking
  • Telephone Banking
  • Unlimited Debit Card Transactions
  • Optional eStatement
  • Bill Pay
  • Internet Banking
  • Telephone Banking
  • Unlimited Debit Card Transactions
  • Optional eStatement
  • Bill Pay
  • Internet Banking
  • Telephone Banking
  • Unlimited Debit Card Transactions
  • Optional eStatement
  • Bill Pay
  • Internet Banking
  • Telephone Banking
  • Unlimited Debit Card Transactions
  • Optional eStatement
  • Bill Pay

back to top

  eChecking Student Checking Celebration Club Checking Retiree Checking
Minimum to Open $100 $25 $100 $100
Monthly Service Charge $5 None $12 None
Minimum Balance to waive Service Charge

None

No service charge with monthly direct deposit or eStatement
N/A

$3,000
Average Daily Balance

N/A
Interest None None Interest accrues daily and is credited to the account monthly. None
Minimum Balance to earn interest N/A N/A None N/A
Withdrawal Limitations Unlimited Unlimited Unlimited Unlimited
ATM Access
  • Unlimited North Dallas Bank ATMs
  • No surcharge at any STARsf Network ATM
  • Unlimited North Dallas Bank ATMs
  • No surcharge at any STARsf Network ATM
  • 5 waived North Dallas Bank Off-premise ATM Transaction fees per statement cycle - ATM owner fees may apply
  • Unlimited North Dallas Bank ATMs
  • No surcharge at any STARsf Network ATM
  • 5 waived North Dallas Bank Off-premise ATM Transaction fees per statement cycle - ATM owner fees may apply
  • Unlimited North Dallas Bank ATMs
  • No surcharge at any STARsf Network ATM
  • 5 waived North Dallas Bank Off-premise ATM Transaction fees per statement cycle - ATM owner fees may apply
Restrictions None Reserved for customers 24 or younger Reserved for customers 55 or over Reserved for customers 60 or over
Other Services
  • Internet Banking
  • Telephone Banking
  • Unlimited Debit Card Transactions
  • Optional eStatement
  • Bill Pay
  • Internet Banking
  • Telephone Banking
  • Unlimited Debit Card Transactions
  • Optional eStatement
  • Bill Pay
  • Internet Banking
  • Telephone Banking
  • Unlimited Debit Card Transactions
  • Optional eStatement
  • Bill Pay
  • Complimentary Celebration Club Checks
  • Complimentary Cashiers Checks
  • Complimentary Money Orders
  • Complimentary Domestic Wire Transfers
  • Annual discount on Safe Deposit Rental Fees
  • Exclusive Travel and Special Event Benefits
  • Internet Banking
  • Telephone Banking
  • Unlimited Debit Card Transactions
  • Optional eStatement
  • Bill Pay

back to top