Financing that puts you first.

The process of taking out a loan can be very intimidating, but it doesn’t have to be. At NDBT, we utilize uniquely personalized service and streamlined lending processes to empower you with extensive knowledge concerning your loan. That means less time worrying and more time furthering your life goals.

vehicle loans

Shop for that new or pre-owned vehicle with confidence at the dealership knowing you can negotiate your best deal with financing already in hand. Apply online to take advantage of NDBT's variety of auto loans and pre-qualification program.

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personal loans

Fixed interest rates, flexible payment schedules and no prepayment penalties make a personal loan from NDBT a great option for one-time purchases, debt consolidation and other occasional borrowing needs.

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overdraft protection

Avoid unexpected overdrafts in your NDBT checking account by utilizing an Overdraft Protection line of credit. Each time you borrow and repay the balance, the line automatically remains available for future use. Refer to the bank’s fee schedule for current fees.

If you have any questions or if you would like to know more about the various types of financing that we offer, please call us at (972) 716-7100.

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A home equity loan allows you to borrow against the equity in your home. A home equity loan can be used for debt consolidation, to buy a second home or pay for unforeseen expenses.


A home equity line of credit (HELOC) is a revolving line of credit ideal for flexible spending and repayment. A home equity line of credit offers you access to money when you need it for emergencies, medical expenses or even the vacation of your dreams.


If you are considering making improvements to your home, like adding a room, remodeling the kitchen or installing a swimming pool, a home improvement loan may be right for you.

Construction and Residential Lot Loans

When it comes to financing a new or existing home and the land on which it sits, we have the solution. NDBT has the financing, experience and guidance to help you every step of the way. We offer the following types of financing:

  • Interim construction
  • Construction to permanent loan
  • Lot loans