The smarter choice for a
better tomorrow.

The money you have saved is more than just a simple dollar amount. It is a testament to your hard work and dedication. No one understands this more than NDBT. Utilizing our expansive savings account options, we devote ourselves to treating your money as well as you do.

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Personal Savings Select Savings Personal Money Market Health Savings

Eligibility Requirements

None

None

None

None

Minimum Balance to Open

$100

$100

$100

$100

Service Charge per Statement Cycle

$5

$15

$15

$2.25

Minimum Balance to Waive Service Charge

$100 Daily Balance

$2,500 Daily Balance

$2,500 Average
Daily Balance

$500 Daily Balance

Interest Computation and Crediting

Compounds daily;
Credited to the account quarterly

Compounds daily;
Credited to the account monthly

Accrues daily;
Credited to the account monthly; Does not compound

Accrues daily;
Credited to the account monthly; Does not compound

Interest Rate Tiers Based on Daily Balance (Interest in each tier paid on the entire balance in the account)

Rate Not Tiered

$1,000,000 and greater
$250,000 - $999,999
$100,000 - $249,999
$50,000 - $99,999
$2,500 - $49,999

$1,000,000 and greater
$250,000 - $999,999
$50,000 - $249,999
$25,000 - $49,999
$10,000 - $24,999
$2,500 - $9,999

$10,000 and greater
$2,500 - $9,999
$500 - $2,499
$1 - $499

Minimum Daily Balance to Earn Disclosed Annual Percentage Yield

None

$2,500

$2,500

$1

Transaction Limitations

None

None

None

Subject to limitations/penalties imposed by IRS; Refer to HSA Agreement or tax advisor for more information

Excessive Withdrawal Fee

$2 for each withdrawal after the first 3 per month

$2 for each withdrawal after the first 3 per month

$2 for each withdrawal after the first 3 per month

None

Additional Features and Information

None

None

None

One-time setup fee of $25; If excess contributions are made, $20 fee imposed for distribution of any excess funds

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